*The estimated monthly installments displayed are calculated based on the current selling price of the items you have selected on this page. This calculation excludes any items added via "Frequently Bought Together" or "xToolCare" selections and represents a recommended financial payment option for the corresponding total price range. Different price ranges may feature different recommended payment plans.
Please note:

• All calculated down payments and installment amounts are for reference only.
• The final payment amounts, terms, and eligibility are not determined by xTool but will be finalized by the third-party lenders upon your approved application.
• Certain Buy Now, Pay Later (BNPL) options, such as those from Affirm or CitiPay, may display payment estimates based on either the current selling price or the Manufacturer's Suggested Retail Price (MSRP). These estimates are for prequalifying reference only. Your actual down payment and final terms will be confirmed based on the credit limit approved by the lenders.